What Health Insurers Are Saying That Could Spell DOOM For Obamacare

Cries about the financial un-sustainability of Obamacare are finally being heard coming from the health insurance companies. They are looking for approval to jack up the cost of premiums next year – just as many experts have been predicting since Obamacare sailed through congress without a single person who voted for it admitting to actually having read the bill.

Many insurers claim to be losing money at alarming rates and threaten to drop out of the marketplace altogether.

This comes on the heels of news that 8 of the 11 remaining Obamacare co-ops are expected to fail this year.

The Hill reports,

“Something has to give,” said Larry Levitt, an expert on the health law at the Kaiser Family Foundation. “Either insurers will drop out or insurers will raise premiums.”

While analysts expect the market to stabilize once premiums rise and more young, healthy people sign up, some observers have not ruled out the possibility of a collapse of the market, known in insurance parlance as a “death spiral.”

In the short term, there is a growing likelihood that insurers will push for substantial premium increases, creating a political problem for Democrats in an election year.

Insurers have been pounding the drum about problems with ObamaCare pricing.

The Blue Cross Blue Shield Association released a widely publicized report last month that said new enrollees under ObamaCare had 22 percent higher medical costs than people who received coverage from employers.

And a report from McKinsey & Company found that in the individual market, which includes the ObamaCare marketplaces, insurers lost money in 41 states in 2014, and were only profitable in 9 states.

“We continue to have serious concerns about the sustainability of the public exchanges,” Mark Bertolini, the CEO of Aetna, said in February.

One of the largest insurers, UnitedHealth has already dropped its Obamacare plans in Arkansas and Georgia.

While the general consensus on the Republican side is that the law has not been working, Hillary Clinton has made it a part of her platform to strengthen the law and provide even greater subsidies.

As The Federalist reports,

Democratic frontrunner Hillary Clinton has hitched her health-care wagon to this slow-motion disaster, and voters deserve to know why she thinks it’s so great—or at least why she thinks it just needs some tweaks, like larger exchange subsidies and tax credits for out-of-pocket costs.

The truth is, Clinton doesn’t have a clue how Obamacare is supposed to work, which is why she thinks it’s working. Last month at a town hall in Ohio, a woman told Clinton her family’s health insurance bill went from $490 to $1,081 a month under Obamacare. “I would like to vote Democratic,” the woman said, “but it’s cost me a lot of money, and I’m just wondering if Democrats really realize how difficult it’s been on working-class Americans to finance Obamacare?”

Clinton’s answer? Keep shopping on the exchange. You might find a better deal! Clinton did admit, “We’re going to have to get the cost down,” but she also revealed she doesn’t understand what’s driving costs in the first place. What the exchanges really need, she said, are “more nonprofits” selling insurance so there’ll be “more competition.”

Do you think there is a disaster looming ahead if we can’t elect a president who can see sense when it comes to this issue? Have you seen your premiums go up at all because of Obamacare?




  • Moe

    If the cost goes up no matter what they do I will be out- there is no work in America to pay for this stuff. If I and others are out, Insurance companies will have no clients, sick people can not work and then the government will get no tax payments. It is time for one to shine his musket.

  • ReaperHD

    This fits right into everything else this AZZHOLE BOY in the White House has done for the American People

    • Maria castro

      He has really done a number on us.

  • Dissolute

    It will fall apart. Family members have been beat to death with dramatic premiums increases to an unsustainable level.

    Not one Democrat or Republican read or understood the bill as it sailed through congress. They still haven’t nor will they. The ACA is the worst government abomination to be foisted off on to the citizens in history.

    • papawfred

      Agreed. Government has no business being in business. They have never produced anything that is profitable. This makes me think of a couple of quotes. “Anytime government doesn’t do anything is a good day for America”. – Will Roger’s. “Beware if someone says I’m from the government and I’m here to help”. – Ronald Reagan.

    • Phillip

      Not one Republican voted for it

    • Janet

      That is why regular citizens need to run for these offices and stop the good ole boy, same as usual, go along get along gang.

      • SCSOCAL

        Vote for Trump if you want to take down the culture of Washington! We need outsiders.
        They can’t mess it up any more than the current batch of lawmakers.

      • Dissolute

        Yep and well said.

        I am acquainted with several folks who signed up and began recieving subsidy payments which dramatically underwrote their individual premium obligations.

        6 months into their tenures with the ACA they all were contacted by the IRS indicating the subsidies were in error. Now all are paying the IRS monthly until all erroneously subsidies’ sums are repaid and are also stuck paying the usurious FULL premiums for their ridiculous health insurance coverage.

        The lowest deductible any is “enjoying” is $7,500.00. Functionally worthless for reasonably healthy adults. Wait for the punch line. ………………….. All five of the people suffering tell me they voted for Obama. 😁


      Remember the Republicans did not vote for the ACA. It was all the Dems and they own it.

      • Larry

        Yep, Obamacare was & always will be exclusively theirs.

  • Concerned

    What a statement by Hillary! Who can rationally vote for this woman? Yes, this does show that she doesn’t know what’s happening. We run a small business and know far more that she does about what is occurring. On a yearly basis, we must shop for the insurance that is the best value for our employees and our company. ObamaCare missed the whole point of true insurance. Insurance works if you have a large base of healthy people that effectively help pay for the fewer who become sick. People must have a vested interest (financially) in their insurance, or they take advantage of the freebee’s and the net result is that ObamaCare has many more sick, low income folks and few healthy payees with good jobs to help spread the cost over a larger population. This results in over-loading the emergency rooms just as occurred previously, but now the pay-back to the Doctors and hospitals are so low, good doctors are not willing to participate. This has resulted in a huge doctor shortage and poor healthcare, particularly in rural areas. Hillary and Obama don’t care, they just want the power.

  • Mys77

    I always thought why insurance to begin with…when you pay a third or fourth party, everyone takes their cut, and there is rampant fraud, and…insurance company paper work, mistakes, over billing, triple billingm huge office buildings and staff, high salaries…ect… for every 100 you spend for insurance, I bet 75 is kept by the insurance for its operations cost…not paying medical bills!

    So, why can’t I pay direct, have a medical acct. with my doctor and hospital where I live, pay directly into it what I want, not what the insurance company decides I should just based on my age! Say 300. per month, I go in for a physical, or flu shot, it is directly deducted, one piece of paper, paid quickly…every month I decide what I want to put in there 3600 at the end of the year, 7200, the next,10, 800 the third..my money, no one else to touch…as I make more I can put I more in more, and if I am killed in a car wreck, my family has a nest egg of money…NOT THE INSURANCE COMPANY

    To me insurance is forced socialism, paying for others who are abusers, losers, overweight, alcoholics..ect…why should I pay for them? Why? I take xare of my health, it is my money, not theirs! It is survival of the productive…the healthy productive people are being screwed by health insurance…taxed to death, literally!

  • Joseph Orthoefer

    Anyone that deals with insurance companies knows they are among the biggest crooks on the planet. While making huge profits they will do anything possible to increase their profits at the expense of those insured. What you say is the biggest support for a single payer system. Lets get the price gougers(crooks) out of the system and bring some realistic cost in. The US public already pays almost double what other advanced nationspay for health care and get poorer results.


      Joseph – We should go back to our old system and fix it! Insurance companies cannot be sued for anti-trust thanks to lawmakers who exempted them from that in exchange for big donations.
      We can negotiate with big pharma to get the cost of drugs down. Right now they give big donations to our lawmakers so nothing is being done about that. We can also do some tort reform to keep lawsuits from becoming outrageous. We can put people with diseases in to medicare and let them pay a small amount for coverage which they couldn’t get before. If we only do these things our old system will work.

  • Ron Becker

    Ohomo calls that an ACA success story. He’s reading this report and saying ,”I’ll make those honkies beg for single payer health coverage”.

    If ohomo should refuse to step down at the end of his term then are we going to continue to set on our hands and watch him finish destroy the foundation of this country? There’s something terribly wrong with people that stand back and watch as the most precious gift in life being taken away from them.

  • Randy A.

    My premiums went up $2400/yr. I thought I they were supposed to go down that much. LOL

  • ADRoberts

    Huge bureaucracies.
    Whether in government or in the insurance industry mean HUGE overhead costs. And who pays?
    You want good care at a fair price. Make it simple. You and the doctor. No one else.
    And if absolutely necessary, catastrophic insurance.


    The CBO always said that when Obamacare was fully implemented it would not cover about 30 million people. The numbers that the Obama Administration gave them were bogus to make everything look good. 25% of people who have signed up are not paying their premiums. Again the taxpayers are picking up the slack. This was a very bad bill and the Dems own it.

  • Lee Hauenstein

    One of the main objectives of Obamacare is to BANKRUPT THE INSURANCE COMPANIES. Since John Boehner and Mitch McConnell made sure Obamacare was fully funded at the time when it could have been choked out, it is now too late to save the Insurance companies. Obamacare is now prolific enough to BANKRUPT THE INSURANCE COMPANIES ASPER THE ORIGINAL DESIGN OF THE CANCER THAT IT IS.

  • Rodney Steward

    Well actually it went just like it was meant to, make a mess out of the system and put more hardship on the American people, help add billions to the debt, and force a one payer system, run totally buy the Gov. like The Rest of the World!!!


    Old hillary does not have a clue on anything outside her own family. Get smart democrats, DO NOT VOTE FOR hillary. Kick all the democraps out of office. Better yet, Lets put the president and congress on obummercare, Social Security and Medicare. I will bet that the both will get Very Healthy very fast.

  • marihia

    Anybody with half a brain KNEW THIS TO START WITH

  • Front Sight

    As planned, a “single-payer” system when Obamacare fails

  • Collegestudent

    Since Obamacare went into effect, I told everybody that it will never work, and now after all this time all I see is how everybody that is being effected by it, is going crazy. Is time for every American to read the Constitution and realize that we the people have the power to get rid of our president. United we stand, divided we will always fell. Let me leave you with a little secret, we the people do not pick our president, but we can get rid of him, we do however pick the governor of our State in the lower house. Read the Constitution, and exorcise the power of we the people. If we do not want the democrats, all we have to do is vote for any other party in our State governor, and the democrats have to go home with their tail between their legs.

  • Evan

    Get rid of obama and his sorry excuse for healthcare!
    He has done absolutely NOTHING POSITIVE for America!

  • KayO

    Obamacare was designed by a communist and was designed to fail. Check out the Agenda films by Curtis Bowers: Agenda Grinding America Down and Agenda 2 Masters of Deceit.

  • James Andrews

    Good…we need to gut it entirely! The government does NOT belong in healthcare, period.

  • Proud Islamaphobic

    The Dems can put all the happy faces on Obama care that they like, but the math just does not work and therefore there is NO CHANCE that it will succeed. We can B.S. each other and even ourselves but the math is the math, period.

  • Maria castro

    It might be to slap us and give us universal insurance.

  • Rboo

    She is an idiot and what the hell does she care with all the money she has! Not only is Obamacare causing all the problems just talked about, they have stolen money from Medicare for the last 2 years to pay for it. So now the cost of Medicare procedures is rising for patients and the reimbursement from Medicare to the doctors is dropping, so doctors are dropping Medicare patients. These are elderly and disabled people, course in Obama’s socialized world the elderly and disabled are killed off first. Just like in Hitler’s!